You have worked hard over the years and it is only fair that you and your family enjoy a secure financial future. A well managed superannuation fund will help you enjoy that secure financial future as it will provide you with a range of options.
Superannuation offers a number of financial planning opportunities and BSR Financial Advisers has the experience and knowledge to help you identify your most suitable option. With low tax rates on earnings, and zero tax for withdrawals after turning age 60, superannuation remains the most effective vehicle to save for your retirement.
You do not need to be near retirement to start building your superannuation fund. In fact, it is best to start developing your fund early. With discipline and planning you can build enough capital, as well as learn the right strategies, to ensure a more profitable, long term, investment approach.
If you are ready to find out how superannuation funds can help ensure a comfortable retirement contact one of the specialists at BSR Financial Advisers.
Self-Managed Super Funds
Increasingly, many Australians prefer the control and freedom that come with Self-Managed Super Funds (SMSFs). If you want to take the hands-on approach to your superannuation a SMSF may be ideal; but be sure you understand the amount of time, research and planning that this decision involves. If you would like to find out if a SMSF is right for you, contact one of the superannuation specialists at BSR Financial Advisers. We can explain how SMSFs work and what you can expect and we can weigh the cost and benefits of this option against the many other options.
Before you commit to a SMSF, be prepared to :
- Research and abide by the rules established by the Australian Taxation Office (ATO)
- Pay for professional accounting, legal and financial advice
- Spend time managing funds
- Develop enough skill and expertise to make smart investments
Despite its freedoms, SMSFs are time-consuming and too complex for most people to manage without financial guidance. If you already have an SMSF and need help organising the right management approach, contact one of our Sydney financial advisers.
